Guarantor mortgages are not the only option for those of us who may have a bad credit profile, we also give you access to numerous mortgage lenders who specialise in bad credit mortgages. So if you have a poor credit rating, missed payments on existing debts or refused a mortgage contact us today and speak to our qualified mortgage advisors who are able to discuss your needs and requirements.
Our specialist adverse credit mortgage team will examine your individual circumstances and with their experience and knowledge search to find a mortgage plan that fit your needs. If you have are looking for a mortgage with bad credit you will have less options and may be more expensive with a higher mortgage rate, but with many mortgage lenders with numerous plans you we will look to find the cheapest mortgage option that best suits your circumstances, all mortgage quotes are free and you will be under no obligation to proceed with any mortgage offer we arrange for you.
Whether you are a first time buyer looking to purchase a property, looking to move house or looking to remortgage your home, we can help you in your search of the mortgage market giving you access to an extensive panel of lenders.
Bad Credit RemortgagesRemortgaging can be useful for numerous different reasons, from trying to get a cheaper mortgage rate, borrow money for home improvements, purchasing a new car or consolidate existing debts.
Mortgage FirmsGiving you access to a leading UK mortgage broker with many mortgage lenders on a panel of lenders, when you enquire online you will recieve qualified mortgage advice from a fully qualified mortgage adviser who will search our panel of lenders for a mortgage suitable to your needs and requirements.
With a wide selection of mortgage borrowing options, with a panel of mortgage lenders to choose from we can help search for a mortgage deal suitable for your individual needs and requrements. Whatever your circumstance you want to find the best option to meet your needs. That's not always as easy as it seems: There are many things could impact on the availability of a mortgage, we work with you to ensure we find a suitable deal for your circumstance. All borrowers, regardless of personal status, will want to search for the best mortgages available and find out what might suit them, we could help. With a panel of mortgage providers we help give you the borrower more choose - be it trackers, fee-free, flexible or self-certified loans - you will receive no obligation help and advice from a qualified mortgage adviser throughout the remortgaging process.
Simply complete our simple online eqnquiry form to start your search for mortgage to meet YOUR needs
Consolidation MortgageIf you have credit card debt or even a personal loan, it is possible to consolidate all your debts into your mortgage via a mortgage. This can make sense, as the interest rates charged on mortgages tend to be lower than those for other types of debt, such as credit cards and personal loans. You are also able to extend the term of your mortgage reducing your monthly outgoings.
Remortgaging could allow you to consolidate all of your debts into one loan that is easier to manage. However, there are some disadvantages, for instance, you will need to have equity in your home. Once you have consolidated all of your debt into your mortgage, your equity will be reduced. Adding extra debt onto your mortgage will also obviously increase the total homeloan amount. Therefore, you will either have to increase your monthly repayments or lengthen the term of the loan to accommodate this, by increasing the term of your mortgage you may find you pay more interest over the term of your mortgage.
As a leading mortgage broker, our panel of lenders include leading mortgage lenders including many of the highstreet banks. When you enquiry for a mortgage, you will get a qualified mortgage adviser will search our panel including the mortgages provided from the banks for a mortgage plan that suits your individual needs and requirements.
Money raised with a mortgage from us could be used for almost any purpose. If you are looking for an any purpose mortgage come to us first. We are confident we can provide you with a competitive quote for your remortgage. You can use the money you borrow for any purpose and we will process your application quickly so your money can be made available as soon as possible.
If you are a home owner and have kept up-to-date with your mortgage repayments it’s likely that the value of your house is greater than the value of your outstanding mortgage. This difference is the amount of equity you have and it is possible to arrange a remortgage to borrow any amount up to the full value of the equity.
We are happy to arrange a remortgage for you for any purpose: whether you want the additional money to finance a new car, university or school fees, major home improvement work, or anything else. For whatever purpose you need the remortgage our team of mortgage advisers will help you so select the right mortgage from our range of mortgage lenders.
If you are a homeowner looking to remortgage we can help you in your search for a mortgage deal suitable to your needs.